Yes! You can join as long as you are normally living in New Zealand, you’re a New Zealand citizen or have permanent residency.

Since 2019, over 65s can join too.

If you’re under 18 you can only join KiwiSaver through a scheme provider. You cannot join through your employer.

If you’re between 16 and 17, you need at least one legal guardian to co-sign your application. If you don’t have a legal guardian, contact your chosen KiwiSaver scheme provider.

If you’re under 16, you need the consent of all your legal guardians. You cannot enrol yourself.

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