Are you eligible to use your KiwiSaver for a first home purchase?

Check you meet the following criteria:

  • You have been a member of a KiwiSaver scheme or complying superannuation fund for at least three years.

  • You are buying your first home.

  • You intend to live in the home or land you buy.

  • You're buying in NZ.

  • You haven’t made a first home withdrawal before.

If you’ve previously bought a home and no longer own it, you may still be able to withdraw your KiwiSaver to buy another home. Check out our FAQ for more information.

How much can I withdraw for my first home?

You can withdraw:

  • all your contributions

  • all of your employer's contributions

  • all government contributions

  • any interest you have earned

You must leave $1,000 in your account. Funds transferred from an Australian Superannuation scheme cannot be withdrawn.

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