We’re happy to work with any KiwiSaver Provider who has one or more funds that meet our rigorous criteria and agree to our fee structure.

This ensures two things critical to us as a business:

  1. BetterSaver only recommends high quality funds to our customers.

  2. We receive the same fees from each Provider.

We currently offer over 21 different funds across five categories, as shown in the table below. This table does not give financial advice; head to bettersaver.co.nz to take our Fund Finder Quiz to find a better fund for you!

Fund

BetterSaver Pathways

Defensive

We currently do not recommend any Defensive funds, other than via individualised consultation with a human adviser.*

Conservative

Aon KiwiSaver Russell Lifepoints Conservative Fund

Fund Finder Quiz, Human Adviser

Pathfinder Conservative Fund

Human Adviser*

Fisher Funds Conservative Fund

Fund Finder Quiz, Human Adviser

Fisher TWO KiwiSaver Conservative Fund

Fund Finder Quiz, Human Adviser

Generate Conservative Fund

Fund Finder Quiz, Human Adviser

Milford Asset Management Conservative Fund

Fund Finder Quiz, Human Adviser

Balanced

Aon KiwiSaver Russell Lifepoints Balanced Fund

Fund Finder Quiz, Human Adviser

Booster Socially Responsible Investment Balanced Fund

Fund Finder Quiz, Human Adviser

Pathfinder Balanced Fund

Human Adviser*

Fisher Funds Balanced KiwiSaver Fund

Fund Finder Quiz, Human Adviser

Fisher TWO Balanced KiwiSaver Fund

Fund Finder Quiz, Human Adviser

Generate Balanced KiwiSaver Fund

Fund Finder Quiz, Human Adviser

Milford Asset Management Balanced Fund

Fund Finder Quiz, Human Adviser

Growth

Aon KiwiSaver Russell Lifepoints Growth

Fund Finder Quiz, Human Advise

Aon Milford Asset Management Active Growth Fund

Fund Finder Quiz, Human Adviser

Pathfinder Growth Fund

Human Adviser*

Fisher Funds Growth Fund

Fund Finder Quiz, Human Adviser

Generate Growth Fund

Fund Finder Quiz, Human Adviser

Milford Asset Management Active Growth Fund

Fund Finder Quiz, Human Adviser

Booster KiwiSaver Balanced Growth

Fund finder Quiz, Human Adviser

Aggressive

Booster Geared Growth Fund

Human Adviser*

Booster KiwiSaver Socially Responsible Investment High Growth Fund

Human Adviser*

Generate Focused Growth Fund

Human Adviser*

*When completing our Online Advice Questionnaire, Pathfinder, Defensive and Aggressive Funds will not be suggested as an option. However, customers can be placed into one of these funds by a human adviser. The adviser will review the online advice, interact with the customer and move them into one of these funds if both parties agree it’s a better option for them.

Simplicity KiwiSaver Conservative Fund meets our criteria, but they have not agreed to our fee structure. Therefore, we can not include this fund on the BetterSaver platform.

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