There are a couple of main fee types your KiwiSaver fund is subject to:

  1. Membership or Administration Fees (a fixed dollar amount per annum).

  2. Asset-based Fees (percentage of your total KiwiSaver funds invested).

Within these categories there are several sub-categories.

Fees can vary considerably provider-to-provider and across different funds within each provider. What really matters though is whether you're getting value for money for the fees you're paying.

Paying very low or very high fees doesn't necessarily mean your KiwiSaver fund is better off. That's why we look at the total picture and match you to a fund that matches not only your fee expectations, but your goals, ethics and risk tolerance too!

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