No, but one of our human advisers can help if you decide if they're a good option for you. Let's dive into the detail.
We have sorted the funds into 5 categories, they are defensive, conservative, balanced, growth and aggressive. There are no rules for how KiwiSaver providers should manage asset allocation into the different fund categories. This means that there is a lack of consistency with how providers decide what proportion of each fund is allocated to growth assets. Here’s what we use:
% of Growth Assets
Included at BetterSaver?
*When completing our Online Advice Questionnaire, Defensive and Aggressive Funds will not be suggested as an option. However, customers can be placed into a fund in one of these categories by a human adviser. The adviser will review the online advice, interact with the customer and move them into one of these funds if both parties agree it’s a better option for them. These categories are outliers and aren’t suitable for most investors.